Medical payments coverage in a General Liability policy pays medical expenses for which party?

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Multiple Choice

Medical payments coverage in a General Liability policy pays medical expenses for which party?

Explanation:
Medical payments coverage in a General Liability policy pays medical expenses for people other than the insured who are injured on the insured’s premises or as a result of the insured’s operations, and it does so regardless of fault. This means third parties such as customers or visitors receive quick, no-fault reimbursement of medical costs. It does not cover the insured’s own employees (that’s workers’ compensation), nor is it limited to the policyholder’s family, and it doesn’t cover property damage. So the coverage applies to third parties regardless of fault.

Medical payments coverage in a General Liability policy pays medical expenses for people other than the insured who are injured on the insured’s premises or as a result of the insured’s operations, and it does so regardless of fault. This means third parties such as customers or visitors receive quick, no-fault reimbursement of medical costs. It does not cover the insured’s own employees (that’s workers’ compensation), nor is it limited to the policyholder’s family, and it doesn’t cover property damage. So the coverage applies to third parties regardless of fault.

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