Under Workers' Compensation law, an injured employee may be required to submit to an examination by a physician selected by whom?

• A. A physician chosen by the employee
• B. The employer
• C. The insurer
• D. A physician chosen by the state

Answer: (B)

In workers’ compensation practice, when there’s a need to verify the medical condition and make decisions about benefits or a return to work, the employer can require the employee to undergo an examination by a physician chosen by the employer. This examiner provides an objective medical opinion that helps determine how serious the injury is, whether ongoing treatment or disability is expected, and what benefits are appropriate. The employee may see their own doctor for initial treatment, but for evaluating the claim, the employer’s chosen physician conducts the examination to obtain evidence the claim needs.